I can do it and so can you.

You can do it. You can kick start your finances and achieve your goals and dreams.

I remember things in a blur when I had a huge student loan... I had the impression that I would always have that debt and would never be able to pay it completely. I thought back then that my finances were not that bad but I knew I had little clarity about what I spend on a monthly basis and did not budget nor track my expenses. My fear then was that at some point, I would get in trouble.

Luckily, a friend of mine invited me to attend a Road to Riches workshop. When I read this friend's email, it reminded me that as a little girl I always thought of being rich and at some point in life, reality kicked in and I never really thought seriously about that again.

It was interesting because as I attended the session, I ended up signing up for their whole program, because at the end of that first meeting, I really could see a system, I could see myself succeeding and in control of my financial success. Back then, they did not get into the Net Worth I mentioned in the previous blog. But they did talk about objectives, financial intended outcomes I'd like to realize within a certain time and they walked me through a process to not only think through what actions I could take, but also what would stop me. That was a very powerful process and it just took a few minutes in a conversation. But those few minutes changed my life forever.

I never thought I'd have a personal budget. I never thought I'd track my expenses to compare with my budget. I did not even think of a personal balance sheet or net worth. But all those tools became second nature to me. I keep track of my finances by spending 15 to 30 min weekly... It used to take me hours to do that... Practice makes it perfect... well, not quite perfect but pretty good!

But the best part is that everytime I set up an intended outcome, I can go through that exercise... What is it that I want to accomplish? How can I measure it? Get specific. Pin point a number. By when? When would I like to have it? Then, the question we never dwell on... what would stop me?

At that moment at the end of the meeting, I kick started my finances and all of a sudden I could see that I could achieve dreams I have given up on. I can achieve all my goals and dreams. And so can you. What do you want to accomplish? How can you measure it? What is the measure? What could stop you?

By the way, I have paid off 100% of my student loans way in advance.