Tuesday, April 15, 2008

Challenge your thinking

We think what we believe is true. Yet, have you noticed that what we believe can change over time?

The first thing we want to know when we are out to make a profound difference for oruselves in the area of money and finances is that each of us has a way of operating in the world.

The way we think, act, and react determines the way we operate.

What if the only thing stopping us from having everything we want in life is our thinking?

As human beings, we think we’re very conscious, but psychologists tell us over 90% of our decisions and actions are automatically controlled by our subconscious.

We think we operate and live life from conscious decisions.
In reality, many of our decisions are automatic reactions to our situation or circumstances.
Usually our subconscious is making the decision without us being aware of it.

When we can begin to shake up that automatic way of thinking, believing and acting, we then begin to shape our circumstances. In order to shake up our current thinking, we have to challenge the old ways of thinking by taking actions.

Taking on new practices inside our finances that challenge what we believe to be true about what it takes to succeed. Most of what we learned was to help us survive, not to succeed.

When we deal with the way we operate daily, we impact our financial success. As we challenge our own thinking, we experience a new freedom, power and confidence in achieving financial goals.

For a while, I thought that tracking my expenses was too much work and that I could not possibly keep track of it all. I would do a budget every once in a while, but tracking seemed a major ordeal. I challenged my thinking... I started to track my expenses daily despite not wanting to or believing it was too much work. Now, I track expenses weekly, I check it against my budget every couple of months. Budgeting and tracking my expenses is now a practice that keeps me on track to achieve my financial goals.

Tuesday, April 8, 2008

5 Ways to Rehab Your Finances – Now!

With today’s uncertain economic situation, the “mortgage mess,” and Americans’ unsafe reliance on debt, most of today’s consumers could use an overhaul of their approach to finances.

Kick Start Your Financial Success allows individuals and families to do just that. Loaded with tools and practices designed to allow participants to master their financial success, the program is being offered live in the Park Slope area beginning April 22, 2008.

The program allows successful people and people who didn’t even think they could attain financial success to get a brand new approach to finances.

“There are five areas to look at when you want to produce a new relationship to finances, where you have freedom and power,” said Ms. Lopes, an entrepreneur and facilitator of the Kick Start Your Financial Success program. “When you affect any one of these areas positively, you automatically are on the road to increasing your financial success.”

1. Beliefs – You have to realize that your beliefs limit what is possible for you. How can you have your beliefs but not have them stop you?

2. Emotions – As humans, our emotions usually dictate what actions we’ll take, which profoundly affects our success in life.

3. Liabilities – Being responsible for the debt you owe, your credit report and paying your bills on time.

4. Assets – Together with liabilities, assets helps determine your Net Worth. It’s important to know what value your belongings actually have.

5. Income – For most people, their income is fixed by their employment. But what fixes employment? It’s not your education, it’s your beliefs! (See #1.) When one has the power to affect their income, they have power in life!